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Getting prequalified is an excellent first step to ensure you know how much you may be able to qualify for before you start shopping for a home. To get prequalified, you will need to provide some basic information about your estimated income, debts, assets and authorization to pull a credit report.
You may want to get pre-approved if you've already defined your target price range, are working with a realtor, and are shopping for a home. A pre-approval is a more in-depth evaluation of your financial situation. To get pre-approved, your will be asked to provide copies of current paystubs, bank statements, and tax returns and provide authorization to pull a credit report.
If you are unsure about Let our experienced team of loan officers help you answer these key questions and help you find the right loan!
How much can I afford?
How much money do I need?
How do I get to "Offer Accepted"?